Outsourcing to India

This video showcases various perspectives on outsourcing off shoring to India. Some speculate that outsourcing to India has a positive impact to Indian community but some consider the downside as well. In the interview conducted in this video, Indians have shown full interest and desire to apply for business process outsourcing companies. It was stated that hundreds of applicants persevere to get hired everyday. One of the interviewees, 21 yrs old whos very passionate on her work as a call center agent, expressed her opinion on this matter. Shes happy to earn money more than what she expects to earn anywhere else. Outsourcing is an easy source of money for them. They enjoy the work while earning good income. Some consider outsourcing as a great opportunity for Indians to widen sources of income the pay is relatively high and it offers high technology advantage.
Some view outsourcingoff shoring boom as a threat to Indias cultural development. These people seem to have strong negligence of seeking help from other cultures. They fear that globalization will create dependency on western countries in the long run and they dont like it to happen. They admit that at present time, these outsourcing off shoring boom are providing employment opportunities to India but they think that this phenomenon will eventually give socio-cultural damages.  It was seen on the video that Indians are not only required to learn the technical aspect of the product but they are also taught to actually mimic how the Americans speak their culture and lifestyle to be able to deliver quality customer service that the company needs to produce. Another concern is that there are some rural areas which are being left behind because of globalization.  Livelihood of locals can be damaged and soon enough, people will need to dance with the current flow of society which makes it harder for the rural areas to cope up. They want their own society to live as it is and produce sustainable quality of life in their own ideal way.
Many Americans are contesting outsourcing to India and perhaps many are thinking that this is destroying American workers job opportunities.  But several scenes in the video suggest that off shoring boom in India is not an entirely negative development for the United States.   In reality, US companies are saving large amount of dollars from investing outsourcing to India. This is because outsourcing is cost-effective it maximizes Business Process Outsource companies revenue and minimizes expenses without compromising services with the same level of quality .Americans need not worry about outsourcing jobs that has previously been designed for them. US government surely will always find a way to create new jobs for them. As outsourcing companies continue to invade India, the increased demand for equipments used to design high-technology institutions can be manifested. It was noticeable that equipments such as computers, gadgets, chairs, etc are being purchased from the US.
Globalization (or globalisation) describes an ongoing process by which regional economies, societies, and cultures have become integrated through a globe-spanning network of communication and execution. The term is sometimes used to refer specifically to economic globalization the integration of national economies into the international economy through trade, foreign direct investment, capital flows, migration, and the spread of technology (Bhagwati, 2004).  One example of Indian culture in a modern world is Krishna project. Krishna project is an Indian animated film that portrays local culture and Indian arts at its best. The film has high technology effects brought by the modern society. But when you take a deeper look, it still preserves the Indian culture and ways of living the characters resemble Indians faces and distinctions. This is an amazing example of how recent technologies help preserve historical inclination of India. 
Friedman suggests that the Indian outsourcingoff shoring industry played a role in preventing an acceleration of hostilities, or even a war, between India and Pakistan.  Outsourcingoff shoring, I can say, is part of globalization. Many countries are focusing on how to acquire and cope up with the modern world.  We have collective interests in fulfilling an ideal society. Pakistan and India might see outsourcing as a great approach to stabilize their own country instead of accelerating warfare which creates destruction of peace and order. War between India and Pakistan can be prevented perhaps because Friedman believes that we all want to make the world a safer place to live.
If Ban Ki-moon is going to ask advice from me in regard to this issue, I would propose that no need for the international community to take necessary actions to minimize or eliminate outsourcing.  I have to treat outsourcing boom in a positive light. If we get to weigh the situation, advantages of off shoring are more evident than its downsides. Many lives have been improved. What we should do, instead, is to empower locals and develop the community without altering cultural distinction. People need to accept the fact that the world is constantly changing and this course is affecting everybody. The challenge is how to cope with these changes. What United Nation can do is to think of ways on how to sustain localization at its best for the modern world.
The most interest thing in this video is people have their own notion about this phenomenon they seem to critically examine the future of todays world. This made me think that we dont just sit and watch the world conspires right before our very eyes. We continuously seek for preservation of our own cultural society we have the sense of urgency which makes me more assured that we all want a place where everybody shares a common goal. Some argues just to prove their point but the important thing is to unleash brilliant ideas for sustainable development our nation.

E-bay electronic payment methods


In this paper, I choose to explore the online payment methods used by E-bay. EBay is an online company that caters for both companies, big and small, and individuals wishing to do e-business. It caters, and has a worldwide reach. The diversity of ecommerce in EBay requires a variety of payment method to cater for distance, security, facilitate small payment and where necessarily also facilitate anonymity.

The payment methods of e-bay include PayPal, Credit cards and debit cards, Moneybookers, Paymate, ProPay, and Escrow.

PayPal
PayPal is an electronic money account that incorporates credit card transfer and direct money transfer from a bank account. PayPal is an ecommerce site offering money transfer services. PayPal services are sponsored by EBay to facilitate quick transfer of funds to the sellers from the buyers account. The money transfer is done without exposing the account details of the sender to the buyer.

On purchase, the money is transferred directly from the buyers account to the sellers account. The transaction can be monitored by the buyer through logging into the PayPal account or the EBay account.

In the event of any loss, PayPal refunds the cost of the purchased item and the cost of the initial postage value.

This mode of payment offers Privacy, integrity, and non-repudiation and the authorizing entity, in this case PayPal issues the users against any losses.

Pay pale facilitated payment of large values as well as small values. The cash value accumulated in the PayPal account is transferable to banks and internationally.

The system is easy to use and allows users to login and transact business from different locations and computers.

One has to register with both EBay and PayPal to be able to utilize PayPal services

Online Credit Card or Debit Card
EBay uses online credit or debit card. During the transaction procedures the one purchasing directly links to the bank sponsoring the credit or the debit card from the EBay system.

The payment is immediate and personal data such as credit card number are secured by the EBay system if the one purchase utilizes the EBay shopping cart.

Any losses incurred during transaction are insured by the institution sponsoring the Credit or the Debit Card.  Payment can be traceable through the use of the EBay system

This mode of payment offers Privacy, Integrity, and Non-repudiation.   The user is insured against any losses by the Debit or Credit card sponsor.

Just like when one uses PayPal, the system facilitates users to login form multiple locations.
This payment is expensive due to the charges that are levied by the sponsoring institutions.

Moneybookers
Moneybooker is United Kingdom electronic money facilitator. It is an issuer of electronic money.
To use Moneybooker on EBay, one does not need to have an account with Moneybookers. The seller informs the buyer of the email account to which payment information should be sent. Then the seller can instruct moneybookers to transfer the payment to the email and account of the buyer.
On purchase of an item the payment is immediate. The Purchaser can monitor the transaction through the use of the EBay system.
Moneybooker does not insure users against loss. Any losses incurred by the user are insured according to their respective Bank or credit card sponsor’s terms.
Moneybookers is ideally suited for small businesses, online merchants and individuals#

Paymate
Paymate links credit cards and bank accounts to electronic money transfer. Users in EBay do not require opening an account with Paymate to be able to utilize their services.
For a transaction to be completed, the EBay user selects the payment method and the system sends a payment notification to the seller. The payment is immediate.

Paymate does not offer any insurance against any losses incurred by buyers while utilizing their system. Any insurance that is applicable depends on the terms of the sponsoring Bank or the Credit card sponsor.
Paymate offers payment processes for 57 countries around the world.  Users can transact indifferent kinds of currencies.
The transactions carried out using paymate are traceable through the EBay system and therefore offer non-repudiation.

ProPay
Propay shopping cart is interfaced with EBay facilitating secure payment link to credit card, Debit card or direct to a bank account. The EBay buyer does not require registering with ProPay to use their services.
Payment can be traced using the Credit card account or the EBay account. This offers the security of non-repudiation to the sellers.

The user however is not protected by Propay against any losses incurred while utilizing Propay. The available insurance is subject to the Credit card or the Debit card issuer’s terms and conditions.

Other Services
EBay offers other ‘pay upon pick up ‘terms and use of escrow service to guarantee the delivery of the sound good to ensure buyers receive the sound productions purchased on the e-commerce site.